Alliance Premium Relief Plan:

Alliance Premium Relief Plan is an innovative tailor made insurance solution from us to meet the future protection needs of you & your loved ones. This product releases you from conventional premium payments whilst providing the benefits throughout the original term of the policy.

Following are the features & benefits of this product;

• Total term of the policy & the Premium Paying Term (PPT) will be based on your decision.
• No further premium payments are required upon completion of the Premium Paying Term; policy will be maintained in full force until completion of the original term.
• A portion of the premiums will be refunded on policy cancellation from the 1st year onwards.
• Either a portion or the full premium paid will be refunded at the maturity.
• Alliance Premium Relief Plan offers you benefits (rider covers) such as;
  

	Family Income Benefit This unique rider provides your family with an agreed monthly income for the plan period in the event of your unfortunate demise and/ or Total Permanent Disability due to sickness or accident.
	Accidental Death and Disability Benefits An additional sum payable in the unfortunate event of accidental death, Total Permanent Disability and Permanent Partial Disability due to an accident.
	Hospitalization Benefit A fixed amount up to a maximum of Rs. 10,000/- per day for hospital stay. This benefit can be extended to the spouse and four children.
	Spouse Rider You have the choice of including your spouse in the main contract and cover his / her life against unfortunate demise.
	Terminal Expenses This makes a provision for funeral expenses in the event of your demise. This will be released on production of the death certificate.
	Premium Protector If you face Total Permanent Disability due to an accident or sickness, we will maintain the policy in force at no cost to you.
	Family Health Care Benefit This covers your spouse and children for indoor surgical and hospitalization expenses up to Rs. 75,000/- per policy year.
	Family Health Care Super Benefit This covers your spouse and children for indoor surgical and hospitalization expenses up to Rs. 300,000/- per policy year.
	Critical Illness Benefit An additional sum payable on diagnosis or actual undergoing of 26 critical illnesses covered under the policy.
	Critical Illness Benefit on Spouse An additional sum payable on diagnosis or actual undergoing of 26 critical illnesses by your spouse covered under the policy.